Updated: 16 February 2026

The Fintech Top 100 UK | 2026

The Fintech Top 100 UK | 2026 The 2010s saw an explosion in fintech company activity in the UK, with household names such as Monzo,

Words Lily Ruaah

The 2010s saw an explosion in fintech company activity in the UK, with household names such as Monzo, Starling Bank, and Revolut all launching their consumer-focused challenger banks. Putting this in perspective, investment in fintech companies accelerated from £844m in 2015 to a height of £7.79b in 2021.

And whilst investment in fintech has cooled since the post Covid peak — as it has across most industries according to our annual equity report, The Deal — 2025 still saw a healthy £3.24b raised by UK fintechs.

We’ve ranked the fintech companies by total equity raised, (all data sourced from the Beauhurst platform).

What is fintech?

Fintech is one of the UK’s strongest startup sectors, with more than 4,400 fintech companies currently active. This has increased 181% in the past ten years (2015-2025).

Collectively, UK fintech companies have raised £37.4b in equity funding so far, with a staggering £24.5b secured since 2020 alone.

As they continue to grow, these fintech startups and scaleup companies are successfully disrupting the traditional banking and financial services industry, and catalysing innovation amongst incumbent companies.

Methodology

To be included in this list of fintech companies, companies must be:

Headquartered in the UK
Operating in the ‘Fintech’ Beauhurst industry classification
Listed as ‘Active’ on Companies House

We’ve then ranked these companies by total equity raised.

And if you’re a Beauhurst subscriber, you can try this search for yourself.

All data for the analysis was taken from the Beauhurst platform, and is accurate as of 27 January 2026.

All data for the ranking list was taken from the Beauhurst platform, and is automatically updated weekly.

Top 100 fintech companies in the UK

Last Updated: 31 July 2026

	Company	Region	Stage	Employees	Total Raised
1	FNZ	London	Established	>1000	£1,957,285,156
2	Monzo	London	Established	>1000	£1,416,764,617
3	Checkout.com	London	Established	>1000	£1,360,521,567
4	Revolut	London	Established	>1000	£1,268,868,316
5	SumUp	London	Established	>1000	£770,576,362
6	Atom	North East	Established	500-999	£738,747,914
7	Starling Bank	London	Established	>1000	£715,499,966
8	Metro Bank	London	Growth	>1000	£640,750,000
9	OakNorth	London	Established	500-999	£637,224,516
10	Allica Bank	London	Established	500-999	£513,756,934
11	Blockchain.com	North West	Growth	250-499	£473,285,519
12	Dojo	London	Established	>1000	£470,692,748
13	Thought Machine	London	Established	500-999	£451,944,287
14	GoCardless	London	Established	500-999	£392,209,663
15	Marex	London	Established	>1000	£373,919,279
16	Tandem	North West	Established	500-999	£366,166,848
17	Teya	London	Growth	500-999	£358,335,089
18	Smart	London	Established	500-999	£353,429,919
19	ClearBank	London	Established	500-999	£348,474,786
20	Behavox	London	Established	100-249	£282,987,879
21	Stream	London	Growth	250-499	£278,544,958
22	Tide	London	Established	>1000	£273,468,874
23	Oxbury	North West	Growth	100-249	£266,532,329
24	Funding Circle	London	Established	500-999	£255,782,299
25	Paddle	London	Established	250-499	£251,571,624
26	Curve	London	Growth	250-499	£251,287,273
27	10x Banking	London	Established	100-249	£249,316,173
28	Copper	London	Growth	250-499	£237,842,769
29	Fnality	London	Growth	50-99	£237,124,999
30	CloudPay	South East	Established	>1000	£234,739,307
31	Form3	London	Growth	250-499	£228,315,123
32	Lendable	London	Established	500-999	£214,669,430
33	ClearCourse	London	Established	250-499	£209,420,629
34	Genesis	London	Growth	100-249	£199,195,905
35	9fin	London	Growth	250-499	£198,158,416
36	Fresha	London	Growth	500-999	£195,448,617
37	PaySend	East of Scotland	Established	250-499	£195,446,508
38	Kriya	London	Growth	100-249	£192,958,855
39	The Bank of London	London	Growth	100-249	£192,898,529
40	Soldo	London	Growth	250-499	£192,260,667
41	PrimaryBid	London	Dead	100-249	£188,300,173
42	Monese	London	Growth	250-499	£188,148,752
43	Monument	London	Growth	100-249	£187,796,464
44	Prodigy Finance	London	Established	250-499	£178,469,514
45	ClearScore	London	Established	250-499	£173,239,284
46	Elliptic	London	Growth	100-249	£168,759,249
47	Moneyfarm	London	Growth	100-249	£168,696,062
48	Capital on Tap	London	Established	500-999	£164,192,628
49	Railsr	London	Exited	250-499	£162,031,900
50	ThinCats	West Midlands	Established	100-249	£160,120,000

50 more companies — complete the form below to see the full list.

Unlock the full list of top 100 fintech companies

The state of fintech in the UK

Fintech is one of the UK’s strongest startup sectors, with more than 4,400 fintech companies currently active. This has increased 181% in the past ten years (2015-2025).

Collectively, UK fintech companies have raised £37.4b in equity funding so far, with a staggering £24.5b secured since 2020 alone.

As they continue to grow, these fintech startups and scaleup companies are successfully disrupting the traditional banking and financial services industry, and catalysing innovation amongst incumbent companies.

The future of fintech companies in the UK

Whilst the number of new fintech company incorporations has contracted in recent years — from a height of 397 new companies in 2019 to just 77 in 2025 — investment figures have remained strong.

And with mainstream adoption of artificial intelligence and blockchain technology only increasing, companies including Lendable are augmenting existing fintech with greater innovations. With this in mind, it’s possible that — depending on broader economic conditions — that we could see another uptick in fintech company incorporations in the next few years.

FAQ

What are the top 100 fintech companies in the UK?

How are the top 100 fintech companies ranked?

What criteria must a company meet to be included in the top 100?

Why are only some fintech companies shown on this page?

How frequently is the Top 100 fintech companies list updated?

What types of fintech companies are included in the ranking?

Does the ranking include both startups and established fintech firms?

Can I access the full Top 100 fintech companies list?

Where does the data for the top 100 fintech companies come from?

Why is the UK fintech sector so prominent?

Working with Beauhurst

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